Health Coverage Built for Small Business
Whether you're a sole proprietor, independent contractor, or growing employer — we connect you with plans designed for the way you work.
You Built Your Business. Protect the People Behind It.
Large corporations have always had access to quality group health benefits. Now small businesses do too. We partner with Ameristead Health and AmeriBenefit Plan to bring you flexible, affordable coverage options — from comprehensive health insurance to association membership benefits that go far beyond a standard policy.
Ameristead Health
Built For Those Who Build America
Ameristead was founded on the principle that entrepreneurs and small business owners deserve the same quality health coverage as large corporations. Whether you're a sole proprietor or an employer covering a full team, Ameristead offers scalable plans with clear structures, transparent pricing, and responsive service.
Flexible Coverage Options
Choose the coverage level that fits your budget — from individual plans to full family and group coverage.
Nationwide Network
Access to doctors and hospitals across the country, so your team is covered wherever they work.
Easy Enrollment
Get covered quickly with a streamlined application process — online or with a licensed representative.
Scales With Your Business
Plans that grow with you — from a one-person shop to a full employer group, Ameristead has you covered.
AmeriBenefit Plan
The Power of Membership — Since 1994
AmeriBenefit Plan is a non-profit association serving small businesses, the self-employed, independent contractors, and entrepreneurs nationwide since 1994. Membership unlocks health, wellness, family protection, legal, and planning benefits — all in one simple plan with the buying power of a large group.
Health & Wellness
Care guidance, telemedicine, teledentistry, hearing, and wellness resources.
Family Protection
Family-focused programs, identity wellness, and pet insurance savings.
Legal & Planning
Attorney access, estate planning, and tax hotline resources in select levels.
Why Work With The Howell Agency?
We Shop the Market For You
We compare plans across multiple carriers so you get the best fit for your team and your budget — at no extra cost to you.
Licensed & Local
Jody and JoAnna are licensed insurance specialists who understand the Georgia market and the challenges small business owners face.
Ongoing Support
We don't disappear after enrollment. We're here year-round for questions, changes, and renewals.
No Pressure, No Fees
Our service is completely free to you. We're paid by the carriers — you get expert guidance with zero obligation.
Your Team Deserves the Good Stuff. Let's Make It Happen!
One quick chat and we'll have you covered — literally. No jargon, no pressure, just real options that fit your business.